Issued by the Bank of Zambia in 1989, this 20 Kwachas banknote originates from a later issue of Zambia’s national currency during a period marked by economic pressure and gradual monetary adjustments. It continues the design tradition established in earlier series while reflecting updates typical of the late 1980s.
The obverse features a portrait of Kenneth Kaunda, the first President of Zambia, accompanied by denomination numerals, English inscriptions, and detailed guilloche patterns consistent with the series.
The reverse depicts agricultural and industrial imagery, symbolizing Zambia’s core economic activities and development goals, framed by ornamental design elements.
Issuer: Bank of Zambia
Denomination: 20 Kwachas
Year: 1989
Material: Paper
Security features: Watermark, guilloche patterns
